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Terms and Conditions

GRAMM-LEACH-BLILEY ACT

To the extent that regulations promulgated under the Gramm-Leach Bailey Act, 15 USC §1608 et seq., as may be amended from time to time ("G-L-B") or any other relevant law require additional or modified security, privacy, or confidentiality practices between Financial Institutions (as defined below) and DataQuick Lending Solutions, Inc. as a vendor manager, each party including you as the vendor or subcontractor ("Subcontractor") ("Subcontractor" as used herein may collectively refer to Subcontractor's employees, associates, subcontractors, personnel, officers, directors and assigns), agrees that it will practice all such additional or modified requirements as required by the a Financial Institution or its regulators. Each party will make a good faith effort to ensure that any additional or modified practices comply with the requirements of G-L-B, any implementing regulations, or any other relevant law, but none of the parties warrant that such modifications will be in legal compliance with G-L-B.


PRIVACY

Subcontractor acknowledges that Financial Institutions require DataQuick Lending Solutions and its vendors and other subcontractors to adhere to and comply with all relevant privacy laws, including, without limitation, the G-L-B mentioned above ("Privacy Laws") and privacy standards in accordance with policies adopted by such Financial Institutions ("Privacy Policies"). In performing the assignment pursuant to this engagement, (i) from and after the Effective Date, Subcontractor agrees to adhere to and to comply with any and all Privacy Laws and (ii) from and after the date upon which DataQuick Lending Solutions engages Subcontractor, Subcontractor agrees to adhere to and comply with any such Privacy Policy. DataQuick Lending Solutions’ Privacy Policy is located on its website at http://ls.dataquick.com/default/privacypolicy.aspx.


CONFIDENTIALITY

Subcontractor agrees that any and all Confidential Information is and shall remain the property of the Disclosing Party, shall be held in strict confidence by the Subcontractor, shall not be used for the Subcontractor's own or any other person's advantage to the disadvantage of the Disclosing Party, and shall not be used other than to perform services obtained using this portal or by other non-electronic order engagement. Subcontractor may disclose Confidential Information to any third person only with the prior written consent of the Disclosing Party; provided, however, that Subcontractor may disclose Confidential Information to third persons in connection and in accordance with the discharge of its obligations under this engagement. Except as required by applicable law, Subcontractor agrees to keep any and all information confidential with respect to the pricing of the orders and/or services.


"Disclosing Party" means DataQuick Lending Solutions, an affiliate thereof or any lender or financial institution ("Financial Institutions") which discloses Confidential Information to the Subcontractor.


"Confidential Information" means all technical, business, personnel, taxpayer or other information, including, without limitation, Financial Institutions, DataQuick Lending Solutions, customer, or client information, however, communicated by a Disclosing Party to Subcontractor, relating to past, present or future research, development, and business activities of the Disclosing Party. Confidential Information shall not include information which (i) is or becomes generally available to the public other than by the acts or omissions of Subcontractor; (ii) was known by Subcontractor prior to the disclosure of the same by the Disclosing Party, and was not obtained from any person in violation of an obligation of confidentiality to the Disclosing Party; or (iii) is required to be disclosed pursuant to applicable law or legal process.


OWNERSHIP OF INTELLECTUAL PROPERTY

DataQuick Lending Solutions and/or its customers as applicable expressly retains all right, title and interest in all patents, trademarks, trade names, trade dress, trade secrets, software, know-how or other legally cognizable intellectual property rights (collectively, "Intellectual Property") that arise out of or are in any way related to this portal or DataQuick Lending Solutions’ provision of services to Financial Institutions and Subcontractor acknowledges that all Intellectual Property is owned, solely and exclusively, by DataQuick Lending Solutions and/or its customers or its licensors. At no time during the engagement or thereafter shall Subcontractor acquire any property right or other interest in, or appropriate for its own use any of, the Intellectual Property.

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